Local law shapes your account terms
Our Legal notice explains how local rules affect account eligibility, identity checks, wallet activity and access to the lobby. You should read it before opening an account, especially if you intend to use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. These payment names
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appear as context chips because the applicable terms can differ by rail and account status. We do not describe access as universal: it depends on local law, and services are available where local law permits. If a rule changes, we use this policy area to present
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the relevant wording and account impact. Your account details must be accurate, and we may ask you to complete a phone verification step before account access. The notice also explains how to raise a question when a payment record, identity detail or access decision needs clarification.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.